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See what CNBC has to say about Indexed Annuities

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What are Fixed-Indexed Annuities?       
A Fixed-Indexed Annuity (FIA) is a fixed annuity with an interest rate that is linked to the performance of a stock index (S&P500 or NASDAQ for example). The interest rate can increase or decrease depending on the market, but is guaranteed by the issuer not to go below a specified rate. FIAs offer safety of principal, a guaranteed minimum return, and the ability to participate in market gains through an index-linked interest rate. Both principal and credited interest are protected from index declines, so the worst thing that could happen is the stock market drops for years, and you still get back your principal plus a little interest... Learn More